FileCheckout

Comparison

FileCheckout vs Gumroad

Gumroad is built for creators selling to an audience. FileCheckout is for freelancers sending files to a specific client. Different tools, different jobs.

Here's the thing about Gumroad

Gumroad is great if you're selling an ebook to thousands of people or running a template shop. But if you just finished a $3,000 brand package for a client and need to collect payment before handing it over? Gumroad feels like using a sledgehammer to hang a picture frame.

You don't need a storefront. You don't need product listings. You don't need Gumroad's discovery features. You need one thing: a link that locks your files until the client pays.

The real differences

  • Gumroad takes up to 10% per sale. On a $2,000 project, that's $200 gone. FileCheckout charges zero on Pro.
  • Gumroad makes you set up a product page with a storefront. FileCheckout gives you a link. That's it.
  • Gumroad holds your money and pays you out on their schedule. FileCheckout sends payment straight to your Stripe.
  • Gumroad has no watermarked previews. Your client either buys blind or you send the files separately (defeating the purpose).
FeatureFileCheckoutGumroad
Built for1-to-1 client deliveriesSelling to strangers
Payment modelDirect to your StripeGumroad holds funds
Platform feeFree: $0 (3/mo) / Pro: $15/moUp to 10% per sale
Watermarked previews✅ Baked into images❌ No
Storefront required❌ Just a link✅ Product page needed
Client needs account❌ No signup✅ Gumroad account
Auto-expiring links✅ 7 to 30 days❌ Permanent

When Gumroad actually makes sense

If you sell templates, courses, or digital products to a big audience and want people to discover your stuff organically, Gumroad is solid. It's a marketplace with built-in traffic.

But for freelance client work where the deal is already done and you just need to collect payment? That's exactly what FileCheckout does. Nothing more, nothing less.

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